Some people feel the way to the best mutual funds 2012 is to consult with an investment advisor or broker. Finding a broker can be as easy as getting a referral from someone you know and meeting with their investment broker and seeing if you are comfortable with them. Another option is joining a networking group or attending a chamber of commerce function to meet different advisors. Some advisors offer free services, but you may need to be aware of these professionals since they work on commission and may sell a fund that may not be the right fight for you. Typically a brokerage firm that you pay will offer advice based on your financial resilience and future goals. Since they don’t work on commission they are more apt to pair you with the funds that meet your needs. However commission based brokers can also offer you different options you just have to ask for them.